Sabtu, 31 Juli 2010

[Y434.Ebook] Ebook Download The Naked Roommate: And 107 Other Issues You Might Run Into in College, 2nd Edition, by Harlan Cohen

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The Naked Roommate: And 107 Other Issues You Might Run Into in College, 2nd Edition, by Harlan Cohen

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The Naked Roommate: And 107 Other Issues You Might Run Into in College, 2nd Edition, by Harlan Cohen

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The Naked Roommate: And 107 Other Issues You Might Run Into in College, 2nd Edition, by Harlan Cohen

In college, there's a surprise around every corner...but that doesn't mean you can't be prepared! From sharing a bathroom with 40 strangers to sharing lecture notes, The Naked Roommate is your behind-the-scenes look at EVERYTHING you need to know about college (but never knew you needed to know).

This essential guide is packed with expert advice on everything from managing money and a job to managing stress and a full class load --plus hilarious, outrageous and telling stories from students on over 100 college campuses.

Learn about dorm do's, don'ts and dramas, and how to deal with lying, noisy or nasty roommates (and their unwelcome guests). Don't forget dating and friend issues, too – hanging out with the right kind of people will save you a lot of trouble! And though the party scene may be tempting, watch out for the mysterious "fruit punch" and keep an eye on your buddies, too.

The Naked Roommate is a must-have for all college students. Don't leave your parents home without it!

"If The Naked Roommate existed when I went to college, I would have devoured every page before I stepped foot on campus." -Linda J. Sax, Associate Director of the Higher Education Research Institute and Director of the CIRP Freshman Survey


  • Sales Rank: #1944105 in Books
  • Published on: 2007-03-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 7.00" h x 1.12" w x 5.00" l,
  • Binding: Paperback
  • 464 pages

Review
And it works. With its mix of tips, stories, personal quotes, and wise advice, this book achieves its aim to allay fears, provoke deep thought, and lead gently to prudent decision-making like no parent can for a young adult on the brink of college. (lindamoran.net 20070503)

About the Author
Harlan Cohen is one of the most widely read and respected syndicated advice columnists for people in their teens and twenties. His column, Help Me, Harlan!, is distributed by King Features Syndicate, and he is the author of Campus Life Exposed. Harlan regularly tours high school and college campuses giving presentations to students, professionals, and parents.

Excerpt. © Reprinted by permission. All rights reserved.
FACING THE 5TH WALL: Facebook & MySpace

Careful what you upload on Facebook. A girl we know uploaded her Halloween striptease for her boyfriend. It wasn't until a guy she knows told her that she took the photos off. At that point, everyone had seen them.
Junior, U of Missouri - Rolla

I don't know how to say it, so, I'll just come out and say it. Will you be my friend? I'd really like for you to be my friend. Seriously, please be my friend. I need your friendship. I want your friendship. Give me your friendship... NOW!

What's in it for you?

As my Facebook and MySpace friend, you can look at pictures of me on the road. You can keep tabs on my mood swings. You can also keep up-to-date on my relationship status. At times, I will let you know what I'm eating for selected meals and what I'm wearing. Once in a while, I will post updates regarding competive eating contests (I make those up). Last fall I provided regular updates on a candy corn eating contest sponsored by the Milwaukee Chamber of Commerce. I finished second with 54,543 corns in 24 hours (again, just a joke). Best of all, as my friend, you have a place to stay when you are traveling through Chicago (not with me, but I know a lot of hotels and city parks). I'd like for you to be my friend. Not only do I want your friendship, I'd also like you to join The Naked Roommate Facebook Group. You can find links at www.TheNakedRoommate.com or just look my profile up on Facebook and Myspace.

If you're not familiar with Facebook or MySpace, you are probably from another planet or your parents have locked you away. Basically, these online communities allow people to stay connected, hook up, and get rejected (but not face-to-face).

THE GOOD, NOT SO GOOD, and REALLY NOT SO GOOD

THE GOOD – it feels good to get poked. It's nice to read the writing on the wall or posts on the profile page. There are so many ways to find out so much about people you would never talk to in real life without ever opening your mouth. You can find out personal interests, academic interests, social interests. Not only do you get to read about it there are also pictures (I love pictures). You can see the people in the lives of the people in your life. On top of that you can join interest groups, send out invitations to events on campus, and communicate via email. For someone who is looking at college or is new to college, online networks are a window into the world of college life that has never been visible before. And it's totally acceptable and not weird at all to send a note to someone on Facebook. It can be the president of a club or organization, someone on a teamsport, or a professional who can help you out. This is good.

THE NOT SO GOOD - The problem is that some people use online networks as a substitute to actually approaching someone (shy people, stalkers, strangers). Facebook should NEVER be a substitute to a conversation. It should only be a first step. Even if you're checking someone out to consider hooking up, if you discover that someone is a in a relationship via their profile, this should only make it more comfortable to make a move. That's right – still get to know that person. You can find out if that person is in a serious relationship, you can find out if the person is a cheater, or you can use it as a chance to say, "Of course you're in a relationship. I couldn't expect someone like you can' t be single for long." Then you can start a friendship with the person. Too many people assume too much based on these profiles. NEVER BEFORE HAS IT BEEN EASIER TO JUDGE SONEONE BEFORE EVER MEETING SOMEONE. It happens with friends, roommates, members of organizations. Be careful what you assume and be careful what other people assume. Uses Facebook and MySpace as a way to meet people, not fantasize or follow people.

THE REALLY NOT SO GOOD: Be careful what you post. If you're underage, don't post picture of drinking. If you're a leader on campus, don't post yourself doing something stupid. If you're doing something illegal, don't post yourself doing it., If you're a pageant contestant, don't post pictures of you flashing your thong at a bar. Potential employers, professors, friends, stalkers, and family have access to your information. Expect EVERYONE you don't want to view your pictures to view them. Make sure to set your privacy settings. Another thing to keep in mind – Facebook and MySpace can become addictive. College life shouldn't mean spending hours on your computer living in online communities. Appreciate that with all the changes that come with college life, online communities can become a substitute for real life communities. Use your online relationships to initiate real relationships. And one last thing before I'm done with this one - be careful you don't get expelled. Hate speech, groups that violate student codes of conduct, and illegal activities can get you in trouble. Students have been expelled and even arrested by the police because of their Facebook activities (see: The Naked Roommate Newsletter archives for links to stories).


ADDICTION (Alcohol, Sex, Gambling, Facebook, Etc)

Depression is naturally depression. And a lot of times, people want to get away from the heaviness and find unhealthy methods to cope . Drugs and alcohol are some of the most common methods to help numb the pain and run from reality. Then there's sex addiction (online porn, masturbation, risky sexual encounters) – it's not about intimacy, it's about masking the real emotions motivating the behavior. There's gambling addiction – more college students than ever are turning to gambling. It seems harmless, but it can cost students their future. I was recently at a campus where the president of the sophomore class robbed a bank near at gunpoint to pay for his online gambling debt. Another student killed his roommates rather than pay gambling debts. Online gambling, casinos near campuses, and poker games down the hall, these are habits that can turn into a serious addiction (see hotlines at end of chapter). Then there's Facebook Addictions (not yet clinically recognized), video game addictions, and addiction to the Internet. In excess, they are unhealthy escapes that are taking you away from reality to help you cope with a deeper issue, often times tied to depression.

If you feel like you a particular behavior is running your life, getting in the way of daily activities, or becoming the focus of your day --- that habit might be more than just a diversion. If people are bringing up the habit, it's a problem. If your habit is getting in the way of your responsibilities and relationships, it's a problem. If you can't stop doing it, then it's a problem. Get help before the problem takes over your life.

Most helpful customer reviews

3 of 3 people found the following review helpful.
Great Grad Gift
By Princess Consuela
Bought as a gift for my daughter who leaves for college this fall. She's not really one to read for pleasure but she said she couldn't put this book down! Lots of helpful advice and really put her fears to rest. She said she feels ready for college now and feels like she can handle anything.

1 of 1 people found the following review helpful.
Great High School Grad Gift
By M. Charbonneau
I bought two copies of this book as gifts for high school graduates. The book is both funny and pragmatic, full of tips for students entering college. I included an Amazon gift card along with the book for each graduate.

1 of 1 people found the following review helpful.
Perfect for a male graduate
By Gryphons05
Witty, while offering solid advice on your first year of college. Perfect for a male graduate.

See all 183 customer reviews...

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Kamis, 29 Juli 2010

[Z212.Ebook] Get Free Ebook Island of Glass (The Guardians Trilogy), by Nora Roberts

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Island of Glass (The Guardians Trilogy), by Nora Roberts

A #1 New York Times Bestselling Author The Guardians Trilogy (Book 3) As the hunt for the Star of Ice leads the six guardians to Ireland, Doyle, the immortal, must face his tragic past. Three centuries ago, he closed off his heart, yet his warrior spirit is still drawn to the wild. And there’s no one more familiar with the wild than Riley ― and the wolf within her . . .

  • Sales Rank: #846081 in Books
  • Published on: 2016-12-07
  • Format: Large Print
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.75" h x 5.75" w x 1.00" l,
  • Binding: Hardcover
  • 487 pages

Review
Praise for Nora Roberts
America s favorite writer. "The New Yorker"
Roberts is indeed a word artist. "Los Angeles Daily News"
Praise for "Stars of Fortune"
Roberts superior storytelling skills as well as the book s evocatively drawn setting are guaranteed to keep readers happily turning the pages. "Booklist"
Classic Nora Roberts, with a few interesting twists thrown in. Fresh Fiction"

About the Author
Nora Roberts is the #1 New York Times bestselling author of more than two hundred novels. She is also the author of the bestselling In Death series written under the pen name J. D. Robb. There are more than five hundred million copies of her books in print.

Excerpt. © Reprinted by permission. All rights reserved.
Chapter One

A man who couldn't die had little to fear. An immortal who'd lived most of his long life as a soldier, waging battle, didn't turn from a fight with a god. A soldier, though a loner by nature, understood the duty, and loyalty, to those who battled with him.

The man, the soldier, the loner who'd seen his young brother destroyed by black magick, who'd had his own life upended by it, who fought a god's crazed greed, knew the difference between the dark and the light.

Being propelled through space by a fellow soldier, a shifter, while they were all still bloody from the battle didn't frighten him-but he'd have preferred any other mode of transportation.

Through the whirl of wind, the blare of light, the breathless speed (and all right then, there was a bit of a thrill in the speed), he felt his companions. The sorcerer who held more power than any Doyle had known in all his years. The woman who was as much the glue who bound them together as a seer. The mermaid who was all charm and courage and heart-and a pure pleasure for the eyes. The shifter, loyal and brave, and a dead shot as well. And the female-well, wolf now, as the moon had risen just as they'd prepared to shift from the beauty and battles of Capri.

She howled-no other term for it-and in the sound of it he heard not fear, no, but the same atavistic thrill that beat in his own blood.

If a man had to align himself with others, had to throw his fate in with others, he could do a hell of a lot worse than these.

Then he smelled Ireland-the damp air, the green-and the thrill died in him. The fates, canny and cold, would drive him back here where his heart and his life had been broken.

Even as he geared himself up to deal with it, to do what must be done, they dropped like stones.

A man who couldn't die could still feel the jolt and insult of hitting the ground hard enough to rattle bones and steal the breath.

"Bloody hell, Sawyer."

"Sorry." Sawyer's voice came from his left, and in a kind of gasping wheeze. "It's a lot to navigate. Anybody hurt? Annika?"

"I'm not hurt. But you." Her voice was a musical croon. "You're hurt. You're weak."

"Not too bad. You're bleeding."

Bright as sunlight, she smiled. "Not too bad."

"Maybe we should try parachutes next time." Sasha let out a quick moan.

"There now, I've got you."

As his eyes adjusted, Doyle saw Bran shift, gather Sasha close.

"You're hurt?"

"No, no." Sasha shook her head. "Cuts and bumps. And the landing knocked the wind out of me. I should be used to it. Riley? Where's Riley?"

Doyle rolled, started to push himself up-and pressed a hand into fur. It growled.

"She's here." He shifted his gaze, met those tawny eyes. Dr. Riley Gwin, renowned archaeologist-and lycan. "Don't so much as think of biting me," he muttered. "She's fine. Like she tells us, she heals fast in wolf form."

He got to his feet, noted that however rough the landing, Sawyer had come through. Weapons cases, luggage, sealed boxes of research books, maps, and other essentials lay in a somewhat orderly pile a few feet away on the cool, damp grass.

And of great personal importance to him, his motorcycle stood, upright and undamaged.

Satisfied, he stretched out a hand to Sawyer, pulled the man to his feet.

"Not altogether bad."

"Yeah." Sawyer combed his fingers through his mane of windswept, sun-streaked hair. Then grinned when Annika did a series of cartwheels. "Somebody enjoyed the ride anyway."

"You did well." Bran dropped a hand on Sawyer's shoulder. "It's a feat, isn't it, juggling six people and all the rest across the sea and sky in, well, a matter of minutes."

"Got one bitch of a headache out of it."

"And more."

Bran lifted Sawyer's hand-the one that had gripped Nerezza's flying hair while he'd shifted her away. "We'll fix that, and anything else needs fixing. We should get Sasha inside. She's a bit shaky."

"I'm all right." But she remained sitting on the ground. "Just a little dizzy. Please don't," she said quickly, and pushed to her knees toward Riley. "Not yet. Let's just get oriented first. She wants to run," she told the others.

"She'll be fine. There's no harm here." Bran helped Sasha up. "The woods are mine," he said to Riley. "And now they're yours."

The wolf turned, bounded away, vanished into the thick trees.

"She could get lost," Sasha began.

"She's a wolf," Doyle pointed out. "And likely to find her way around better than the rest of us. She changed, but as we were leaving, and needs her moment. Wolf or woman, she can handle herself."

He turned his back on the woods where he'd run tame as a child, where he'd hunted, where he'd gone for solitude. This had been his land once, his home-and now it was Bran's.

Yes, the fates were canny and cold.

In the house Bran had built on the wild coast of Clare, Doyle could see the memory of his own. Where his family had lived for generations.

Gone, he reminded himself, centuries ago. The house and the family, gone to dust.

In its place was the grand, and he'd have expected no less from Bran Killian.

A fine manor, Doyle mused, with the fanciful touches one might expect from a wizard. Stone-perhaps some of it from the walls of that long-ago home-rising a full three stories, with those fanciful touches in two round towers on either side, and a kind of central parapet that would offer mad views of the cliffs, of the sea, of the land.

All softened, Doyle supposed would be the word, with gardens fit for the faeries, blooming wild and free, with the mixed perfumes blown about on the windy air.

Doyle indulged himself for one moment, allowed himself to think of his own mother and how she'd have loved every bit of it.

Then he put it away.

"It's a fine house."

"It's good land. And as I said to Riley, it's yours as much as mine. Well, that's my feeling on it," Bran added when Doyle shook his head.

"We've come together," Bran continued as the wind tossed his hair, black as the night, around his sharp-boned face. "Were thrown together for a purpose. We've fought and bled together, and no doubt will again. And here we are, standing on where you sprang from, and where I was compelled to build. There's purpose in that as well, and we'll use it."

In comfort, Annika ran her hand down Doyle's arm. Her long black hair was a sexy tangle from the shift. She had bruises on her remarkable face. "It's beautiful. I can smell the sea. I can hear it."

"It's a ways down." Bran smiled at her. "But you'll make your way to it easy enough, I wager. In the morning, you'll see more of what it offers. For now, we'd best haul all of our things inside, and settle in a bit."

"I hear that." Sawyer reached down, hefted some boxes. "And, God, I could eat."

"I'll make food!" Annika threw her arms around him, kissed him enthusiastically, then picked up her bag. "Is there food to make, Bran? Food I can make while you tend the wounds?"

"I had the kitchen well stocked." He flicked his fingers at the big, arched double doors. "The house is unlocked."

"As long as there's beer." Doyle grabbed two weapon cases-his own priority-and started in behind Annika and Sawyer.

"It hurts him," Sasha quietly told Bran. "I can feel the ache in him, the ache of memories and loss."

"And I'm sorry for it, truly. But we all know there's a reason for it, why it's here that we've been led to find the last star and end this."

"Because there's always a price." On a sigh, she leaned against him, closed eyes blue as summer and still hollow from the battle and the shift. "But Annika's right. It's a beautiful house. It's stunning, Bran. I'll want to paint it a dozen times."

"You'll have time for dozens of dozens." He turned her to him. "I said it was Doyle's and Riley's as it's mine. It's Annika's and Sawyer's as well. But, f‡idh, it's yours as my heart is yours. Will you live with me here, at least some of the time in our lives together?"

"I'll live with you here, and anywhere. But now? I should take a look inside and see if it's as wonderful as the outside."

"It's a true home now that you're here." To dazzle her, he waved a hand. All the windows illuminated. Glowing lights shimmered along garden paths.

"You take my breath." She sighed it, then picked up the case holding most of her art supplies-her priority.

They went inside, into a wide entryway with towering ceilings where wide-planked floors gleamed. A heavy table with curled dragons for its legs held crystal balls and a tall vase bursting with white roses.

It opened to a living area with jewel-tone sofas, more heavy tables, sparkling lamps. And with another wave of the hand, Bran had red-gold flames erupting in a stone fireplace so large the muscular Doyle could have stood upright, arms stretched to either side.

As he walked in from the back, Doyle raised an eyebrow, toasted with the beer in his hand. "You went for posh, brother."

"I suppose I did."

"I'll get more if you'll see to Sawyer. His headache's real enough. I can see it on him. And he's carrying some ugly burns. Annika's hurt more than she lets on."

"Help Sawyer and Annika," Sasha said. "I'll help Doyle."

"He's in the kitchen with Annika." Doyle glanced at Sasha. "I can handle bringing in the rest. You've got your own battle scars, Blondie."

"Nothing major. I'm fine," she told Bran. "The dizziness only lasted a couple minutes this time, and the rest can wait. I could use a glass of wine if you have it."

"I do, of course. Let me see to him, then I'll help you with the rest."

She walked outside with Doyle, started to pick up more bags, then just stared out into the woods.

"She'll be back once she's run it off." Doyle took a pull on his beer. "But you'd be happier with all your chicks in the roost."

Sasha lifted her shoulders, let them fall. "I would. It's been . . . a day."

"Finding the second star should put a smile in your eyes instead of sorrow."

"A year ago I was still denying what I was. I knew nothing of any of you, of gods-dark or bright. I'd never harmed anyone, much less . . ."

"What you fought and killed wasn't anyone. They were things created by Nerezza to destroy."

"There were people, too, Doyle. Humans."

"Mercenaries, paid by Malmon to kill us, or worse. Have you forgotten what they did to Sawyer and Annika in the cave?"

"No." Sasha hugged her arms tight against the quick chill. "I'll never forget. And I'll never understand how human beings could torture and try to kill for money. Why they'd kill or die for profit. But she does, Nerezza does. She knows that kind of greed, that blind lust for power. And I understand that's what we're fighting. Malmon, he traded everything for it. She took his soul, his humanity, and now he's a thing. Her creature. She'd do the same to all of us."

"But she won't. She won't because we won't give her anything. We hurt her today. She's the one wounded and bleeding tonight. I've searched for the stars, hunted her for more years than you can know. I got close, or thought I did. But close means nothing."

He took another long pull from his beer. "I don't like using fate or destiny as reasons or excuses, but the hard fact is we six are together, are meant to be. Are meant to find the Stars of Fortune and end Nerezza. You feel more than others. That's your gift, and your curse, to see and to feel. And without that gift we wouldn't be standing here. It doesn't hurt that you can shoot a crossbow as if born with the bow in one hand and a bolt in the other."

"Who'd have thought?" She sighed, a pretty woman with long, sunwashed hair and deep blue eyes. One who'd gained muscle and strength, inside and out, over the last weeks. "I feel your heartache. I'm sorry."

"I'll deal with it."

"I know you were meant to be here, to walk this land again, to look out at this sea. And not just for the quest for the stars, not just for the fight against Nerezza. Maybe-I'm not sure-but maybe it's for solace."

Doyle shut down-that was survival. "What was here for me was long ago."

"And still," she murmured, "the coming here tonight is harder on you, and the getting here tonight was hardest on Riley."

"Considering we'd just fought off a god and her murderous minions, it wasn't a ride on a carousel for any of us. All right," he said at Sasha's quiet look, "rough on her."

He put the empty beer bottle in the pocket of his scarred leather coat, hauled up suitcases. "She'll run it off, and be back by morning. Grab what you can, and I'll get the rest. We both know you'd be more help to Bran with the injuries."

She didn't argue, and he noted that she limped a bit. To settle it, he set the bags down inside, plucked her up.

"Hey."

"Easier than arguing. Is the house big enough for you?"

They passed wide archways and the rooms beyond them. Deep, rich colors, simmering fires in hearths, glinting lights, gleaming wood.

"It's magnificent. It's huge."

"I'd say the two of you will have to make a lot of babies to fill it."

"I-"

"That got you thinking."

She'd yet to regain speech when he carried her into the kitchen. There, Sawyer, looking a little less pale, sat on a stool at a long slate-gray counter while Bran treated the burns on his hands.

Annika, who managed to look gorgeous despite the cuts, the bruises, earnestly sautŽed chicken in an enormous frying pan at what Sasha recognized as a professional-grade six-burner range.

"Okay, now you want to-" Sawyer broke off, hissed as Bran hit a fresh point of pain.

"I take the chicken out, and put the vegetables in. I can do it," Annika insisted. "Let Bran work."

"I'll help." Sasha poked Doyle in the shoulder. "Put me down."

Most helpful customer reviews

5 of 5 people found the following review helpful.
It was good but not one of her best trilogies
By Amazon Customer
she seems to be recycling her storylines and characters. This trilogy seemed to be a cross between the Three sisters Island and the Circle Trilogy.

38 of 40 people found the following review helpful.
Wanted more, wanted less
By Kindle Customer
I was eagerly waiting for this book, the story of the immortal soldier and werewolf archeologist. I thought they were the most intriguing characters. Hence my disappointment when their love story was rushed through to get us to the end of the trilogy. There was so much more that could have been done with these characters. Instead, there was way too much of the the dialog she writes for gods and prophets so you know they are gods and prophets. I find it repetitive and stilted. In fact, in more than one place a goddess character says the same exact thing to each of the main characters. This trilogy started out so well, the ending could have been doing much more.

0 of 0 people found the following review helpful.
Let down
By SmokyLady
As a fairly avid Roberts fan, I have to say that yes, her books have seemed to fall off over the last few years. But this series and this particular finale was the first that I can say I was truly disappointed by.
As in the first and second books I felt there was little character development, little chemistry, and no climax, no big, nerve racking boom before the big win.
If you are a fan, and read all her books like me, nothing I say will steer you away from reading this series. But if this would be a series you're on the fence about, or one of the first you've read by Mrs. Roberts, I would strongly recommend going to her earlier works and saving this for when you're a fan or have days on end to finish all three books.

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Minggu, 25 Juli 2010

[W476.Ebook] Ebook Looking Out, Looking In, by Ronald B. Adler, Russell F. Proctor II

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Looking Out, Looking In, by Ronald B. Adler, Russell F. Proctor II

A longtime favorite with millions of students and instructors, LOOKING OUT, LOOKING IN, 15th Edition maintains its market-leading tradition of linking the latest research and theory to readers' everyday lives. Its user-friendly approach motivates students to learn and apply communication principles in both personal relationships and on the job. Expanded emphasis on social media includes an all-new chapter devoted to the role of mediated communication in interpersonal relationships as well as integrated coverage throughout the book. Diverse examples, new readings, compelling cartoons, lively photos, and popular culture references bring principles to life. Thought-provoking prompts in every section help enhance understanding. Hands-on activities help students put what they learn into action. The result: greater student engagement and success.

  • Sales Rank: #86539 in Books
  • Published on: 2016-01-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.90" h x .60" w x 7.90" l, .0 pounds
  • Binding: Paperback
  • 462 pages

Review
"The text is engaging and students repeatedly tell me that it is the only--or one of the only textbooks they plan on keeping."

"I REALLY like this chapter [new Chapter 2 Interpersonal Communication and Social Media]. It is by far one of the best and most relevant writings on social media research I have seen and I would be excited about the possibility of including it in my curriculum."

About the Author
Ron Adler is professor emeritus at Santa Barbara City College, where he developed programs in interpersonal communication, business and professional communication, and communication theories. He has co-authored and edited several textbooks that address communication contexts and topics including interpersonal communication, small group communication, public speaking, assertiveness, and social skills. In addition to writing and teaching, he works with professional and business people to improve their communication on the job.

Russell F. Proctor II is a professor at Northern Kentucky University, where he has taught since 1991. He primarily teaches courses in interpersonal communication, interviewing, and communication pedagogy. In 1997 he won the university's Outstanding Professor Award. He is the author of numerous articles and textbooks focusing on interpersonal communication and communication education, with a particular interest in the use of feature films as instructional resources.

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0 of 0 people found the following review helpful.
I really think this is one of the better books I've read
By Amazon Customer
College required textbook. I really think this is one of the better books I've read. It's simple, understandable and has interested me more in the subject matter.

0 of 0 people found the following review helpful.
Five Stars
By Alison
Received this on time, very interesting book.

0 of 0 people found the following review helpful.
Five Stars
By MM_Denver
Arrived in excellent condition.

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Kamis, 22 Juli 2010

[F293.Ebook] Download Thoughts for Each Day of the Year, by St. Theophan the Recluse

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Thoughts for Each Day of the Year, by St. Theophan the Recluse

Saint Theophan the Recluse (1815-1894) was one of the most prolific and beloved spiritual writers of nineteenth-century Russia. His works, which comprise over twenty volumes, include such classics as The Path to Salvation and A Commentary on Psalm 118, as well as many volumes of letters. Although he lived the last twenty-eight years of his life as a hermit, his impact on his homeland was immense. His articles appeared in the popular spiritual journals of his time, his books were in great demand, and he personally replied to an average of thirty letters daily.

In the present book, Thoughts for Each Day of the Year, St. Theophan takes us through the yearly cycle of Gospel and Epistle readings, humbly and reverently offering us brief but powerful daily meditations on the word of God. He also addresses the problems of his day lack of faith, coldness of heart, trust in the rational mind rather than in the revealed Truth of God which are problems of our day as well.

Contemplating the sacred texts together with St. Theophan, the reader will learn to penetrate more deeply into Holy Scripture, and will receive answers to many dogmatic, moral, and spiritual questions which touch upon our salvation. Thoughts for Each Day of the Year can help us to more closely connect our lives with the life of Christ in His Holy Church, and to gain a better knowledge of how to fulfill His commandments. By reading St. Theophan's daily exhortations and taking them to heart, one can be changed by the grace-filled power of our Savior, in accordance with the teaching of the Apostle Paul: Be not conformed to this world: but be ye transformed by the renewing of your mind, that ye may prove what is that good and acceptable and perfect will of God (Rom. 12:2).

  • Sales Rank: #661101 in Books
  • Published on: 2010-12-02
  • Number of items: 1
  • Binding: Paperback
  • 312 pages

Most helpful customer reviews

8 of 8 people found the following review helpful.
A Valuable Addition to the Library of Every Christian
By Seth Farley
"Thoughts for Each Day of the Year", presents insightful commentary on the daily Epistle and Gospel readings of the Eastern Orthodox liturgical calendar by one of Russia's most beloved modern saints. More than an explanation of the basic spiritual significance behind each passage of Holy Scripture, these reflections challenge the reader to think more deeply about the profound implications that the Bible's verses should have on daily life. Although each meditation is short in length, the clarity and force of the truth that is proclaimed within them make this collection a valuable addition to the library of any Christian.

The volume includes a short biographical introduction on the life and canonization of St. Theophan the Recluse, as well as scriptural and topical indexes. The readings can be followed by churches using both the Old and Revised Julian Calendars, because each reflection is labeled by its relative position to major feast days in the liturgical cycle (i.e. "Saturday before Theophany" or "Monday of the twenty-first week after Pentecost") rather than by a specific numerical date of the year (i.e. "August 01" or "July 23"). The text size is reasonably large and easy to read, while the pages and paperback cover are thick so as to make them durable enough for daily use.

5 of 5 people found the following review helpful.
Wonderful book
By Cheryl C. Ciulei
I would recommend this book especially for Orhtodox christians but a good read for everyone. Thoughts are short and a great way to end the evening.

5 of 5 people found the following review helpful.
Thought Provoking
By Bluezguy
One of the best for those who believe and not so bad even for those who don't. I'll be buying more copies to give as gifts!

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Rabu, 21 Juli 2010

[J653.Ebook] Download PDF Fault Lines: How Hidden Fractures Still Threaten the World Economy, by Raghuram G. Rajan

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Fault Lines: How Hidden Fractures Still Threaten the World Economy, by Raghuram G. Rajan

Raghuram Rajan was one of the few economists who warned of the global financial crisis before it hit. Now, as the world struggles to recover, it's tempting to blame what happened on just a few greedy bankers who took irrational risks and left the rest of us to foot the bill. In Fault Lines, Rajan argues that serious flaws in the economy are also to blame, and warns that a potentially more devastating crisis awaits us if they aren't fixed.

Rajan shows how the individual choices that collectively brought about the economic meltdown--made by bankers, government officials, and ordinary homeowners--were rational responses to a flawed global financial order in which the incentives to take on risk are incredibly out of step with the dangers those risks pose. He traces the deepening fault lines in a world overly dependent on the indebted American consumer to power global economic growth and stave off global downturns. He exposes a system where America's growing inequality and thin social safety net create tremendous political pressure to encourage easy credit and keep job creation robust, no matter what the consequences to the economy's long-term health; and where the U.S. financial sector, with its skewed incentives, is the critical but unstable link between an overstimulated America and an underconsuming world.

In Fault Lines, Rajan demonstrates how unequal access to education and health care in the United States puts us all in deeper financial peril, even as the economic choices of countries like Germany, Japan, and China place an undue burden on America to get its policies right. He outlines the hard choices we need to make to ensure a more stable world economy and restore lasting prosperity.

  • Sales Rank: #96610 in Books
  • Brand: Brand: Princeton University Press
  • Published on: 2010-05-24
  • Original language: English
  • Number of items: 1
  • Dimensions: .93" h x 6.48" w x 9.32" l, 1.12 pounds
  • Binding: Hardcover
  • 272 pages
Features
  • Used Book in Good Condition

Review

  • Raghuram G. Rajan, Winner of the 2013 Deutsche Bank Prize in Financial Economics, The Center for Financial Studies
  • Winner of the 2010 Business Book of the Year Award, Financial Times and Goldman Sachs
  • Winner of the 2011 Gold Medal in Finance/Investment/Economics, Independent Publisher Book Awards
  • Winner of the 2010 PROSE Award in Economics, American Publishers Awards
  • Winner of the 2010 Gold Medal Book of the Year Award in Business & Economics, ForeWord Reviews
  • Finalist for the 2010 Paul A. Samuelson Award, TIAA-CREF
  • One of strategy+business magazine's Best Business Books of the Year for 2010
  • Best Crisis Book by an Economist and Named one of Bloomberg News's Thirty Business Books of the Year for 2010
  • One of Financial Times's Books of the Year in Business & Economics, Nonfiction Round-Up for 2010
  • Finalist for the 2010 Book of the Year Awards in Business and Economics, ForeWord Reviews
  • Finalist for the 2011 Estoril Global Issues Distinguished Book Prize


"Like geological fault lines, the fissures in the world economic system are more hidden and widespread than many realize, he says. And they are potentially more destructive than other, more obvious culprits, like greedy bankers, sleepy regulators and irresponsible borrowers. Mr. Rajan . . . argues that the actions of these players (and others) unfolded on a larger world stage, that was (and is) subject to the imperatives of political economies. . . . [A] serious and thoughtful book."--New York Times

"In a new book . . . entitled Fault Lines, Rajan argues that the initial causes of the breakdown were stagnant wages and rising inequality. With the purchasing power of many middle-class households lagging behind the cost of living, there was an urgent demand for credit. The financial industry, with encouragement from the government, responded by supplying home-equity loans, subprime mortgages, and auto loans. . . . The side effects of unrestrained credit growth turned out to be devastating--a possibility most economists had failed to consider."--John Cassidy, New Yorker

"The book, published by Princeton University Press, saw off stiff competition from five others on the shortlist, to be chosen as 'the most compelling and enjoyable' business title of 2010. The final intense debate among the seven judges came down to a choice between Fault Lines and Too Big to Fail, Andrew Ross Sorkin's acclaimed minute-by-minute analysis of the collapse of Lehman Brothers. The book identifies the flaws that helped cripple the world financial system, prescribes potential remedies, but also warns that unless policymakers push through painful reforms, the world could be plunged into renewed turmoil."--Financial Times

"The left has figured out who to blame for the financial crisis: Greedy Wall Street bankers, especially at Goldman Sachs. The right has figured it out, too: It was government's fault, especially Fannie Mae and Freddie Mac. Raghuram Rajan of the University of Chicago's Booth School of Business says it's more complicated: Fault lines along the tectonic plates of the global economy pushed big government and big finance to a financial earthquake. To him, this was a Greek tragedy in which traders and bankers, congressmen and subprime borrowers all played their parts until the drama reached the inevitably painful end. (Mr. Rajan plays Cassandra, of course.) But just when you're about to cast him as a University of Chicago free-market stereotype, he surprises by identifying the widening gap between rich and poor as a big cause of the calamity."--David Wessel, Wall Street Journal

"[E]xcellent. . . . [Fault Lines] deserve[s] to be widely read in a time when the tendency to blame everything on catch-all terms like 'globalisation' is gaining ground."--Economist

"[C]onvincing."--Christopher Caldwell, New York Times Magazine

"Fault Lines is a must-read."--Nouriel Roubini, Forbes.com

"What if the financial crash of 2008 was really caused by income inequality? Not greedy bankers, not reckless homeowners, but the ever widening-gulf between the rich and the poor? And what if the lack of social services--like health care--made things much, much worse? This is the startling new theory from Raghuram Rajan. . . . [Fault Lines is] especially fascinating because it mixes free-market Chicago School economics with good-government ideas straight out of Obamaland."--John Richardson, Esquire.com

"A high-powered yet accessible analysis of the financial crisis and its aftermath, Fault Lines was awarded the FT/Goldman Sachs Business Book of the Year. Rajan . . . was one of the few who warned that the crisis was coming and his book fizzes with striking and thought-provoking ideas."--Financial Times (FT Critics Pick 2010)

"What caused the crisis? . . . There is an embarrassment of causes--especially embarrassing when you recall how few people saw where they might lead. Raghuram Rajan . . . was one of the few to sound an alarm before 2007. That gives his novel and sometimes surprising thesis added authority. He argues in his excellent new book that the roots of the calamity go wider and deeper still."--Clive Crook, Financial Times

"A thought-provoking new book. . . . [Rajan's] voice is worth listening to."--Martin Wolf, Financial Times

"Few people were able to foresee the recent economic downturn. Raghuram Rajan . . . was one of them. This makes his new book, Fault Lines, worthy of consideration amidst the rampant speculation about the causes of the financial crisis. . . . Fault Lines is valuable primarily for its clear explanation of unintended economic consequences from well-meaning government intervention."--Washington Times

"Rajan's writing is clear and direct."--James Pressley, Bloomberg News

"Former IMF chief economist Raghuram G. Rajan . . . in his new book, Fault Lines, brings together and explains the diverse failings that contributed to the crisis--the fault lines, as he puts it, that were exposed by the events of the past several years. Rajan then puts forward broad policy recommendations to ward off a future problem. . . . Rajan's book takes a comprehensive look at what got us into the crisis and offers an intriguing approach to avoiding another one."--Phillip Swagel, Finance & Development

"I devoured Raghuram Rajan's Fault Lines: How Hidden Fractures Still Threaten the World Economy in a very short span of time last night. It's brief, well-written, and extremely interesting. I would definitely recommend adding it to your financial crisis reading list."--Matthew Yglesias, Yglesias blog

"Rajan is worth reading not just because he was correct when few were but also because his writing is clear as a bell, even to nonspecialists."--Christopher Caldwell, Weekly Standard

"The proposed global reforms that [Rajan] lists in Fault Lines run the gamut from the prosaic to grandiose. Along with revamping Wall Street's pay system, he offers innovative ideas on building capital buffers into the global credit system, obviating much of the need for bailouts of companies deemed too big or too enmeshed in the financial system to fail."--Barron's

"Economists who can challenge their peers while remaining accessible to the general reader are rare, but Rajan belongs to this elite group. No short summary can do justice to this well-written, insightful, and nuanced study."--Choice

"In 2007, then-chief IMF economist Raghuram G. Rajan delivered a stark warning to the world's top bankers: financial markets were headed for doom. They laughed it off. In the wake of the collapse that followed, Rajan has written a new book, Fault Lines: How Hidden Fractures Still Threaten the World Economy, that warns the system is doomed to repeat its mistakes. Like many defenders of the market, Rajan urges us not to demonize the bankers. But it's this fiscal conservative's focus on inequality that makes him stand out from the pack. The growing wage gap, he argues, is a hidden driver of financial instability, putting constant pressure on politicians to enact short-term fixes."--Toronto Star

"The critics are wrong: Raghuram Rajan's analysis of the global financial crisis remains highly relevant and deserves to be widely read. . . . The breadth of Rajan's explanatory framework--which is presented cogently and concisely within 230 pages of text--marks this book apart from many others that tackle the same themes."--Mark Hannam, Prospect

"Dozens of experts have explored the reasons behind the ongoing global economic turmoil, and Raghuram Rajan provides his own elegant and thoughtful analysis in Fault Lines."--BizEd

"With Fault Lines, Rajan has made an original diagnosis of the credit crisis, one that goes much further than those of greedy bankers or wasteful mortgage giants such as Fannie Mae and Freddie Mac."--Christophe De Rijcke, De Tijd (translated from the Dutch by K.C.L.)

"A book that should be the default choice of discerning finance professionals when they enter the store the next time."--D. Murali, Business Line

"Rajan's Fault Lines is . . . expansive and policy-focused and clearly destined to become a must-read on any list of books on the recent global crisis."--Jahangir Aziz, Business Standard

"Insightful, educative and incredibly gripping, if you want just one book to understand the ongoing global financial crisis and the way forward, Fault Lines it is."--Gautam Chikermane, Hindustan Times

"Best Crisis Book by an Economist (2010)."--James Pressley, Bloomberg News

"Fault Lines has a strong claim to be the economics book that best caught the spirit of 2010. Raghuram Rajan's receipt of the Financial Times and Goldman Sachs annual business book award only confirmed his book's widespread popularity. It is not hard to see why so many people liked it. Fault Lines eschews hyperbole for a lucid and balanced account of the crisis."--Fund Strategy

"Rajan . . . comes up with original and important long-term remedies. . . . Rajan's book is a bold enterprise in three ways: firstly it aims to explain the US financial crisis by looking at deep, decade-long fractures in economies and societies; secondly it suggests well-known but radical solutions that few dare put forward; and finally it supplies innovative answers to practical questions. . . . [T]he book will please any reader looking for an inquiry into the deepest causes of the recession and a consistent account of government's errors of omission and commission."--Natacha Postel-Vinay, British Politics and Policy

"[Fault Lines]'s great strength is that it is a clearly written work of political economy, accessible to readers who do not have a PhD in economics or finance. Its objective is not to point fingers at the guilty, and it comes to some surprising conclusions."--Stewart Fleming, European Voice

"Fault Lines is a very well written and cogent book that provides a global perspective on the causes of the crisis, the dangers if the root causes of it are not addressed, possible solutions, and ideas for implementing them. . . . In sum, this book is a must read for analysts, academics, politicians, economists, and the like."--Emilia Garcia-Appendini, Financial Markets and Portfolio Management

From the Back Cover

"Fault Lines provides an excellent analysis of the lessons to be learned from the financial crisis, and the difficult choices that lie ahead. Of the many books written in the wake of our recent economic meltdown, this is the one that gets it right."--George A. Akerlof, coauthor of Animal Spirits and Identity Economics

"Amidst the welter of books about our financial crisis, Rajan's book stands out for several reasons: the author's intellectual distinction, his academic and real-world involvement in the problems of finance and the macroeconomy, his global perspective, his search for the roots of the financial crisis in America's growing economic inequality, and also his prescience. In 2005, Rajan foresaw the coming financial collapse--and was fiercely criticized for his insight."--Richard A. Posner, author of A Failure of Capitalism: The Crisis of '08 and the Descent into Depression

"Beautifully clear, cogent, and highly readable. This is the best book out there on the global imbalances that gave us the last financial crisis and might well give us the next one."--Kenneth S. Rogoff, coauthor of This Time Is Different: Eight Centuries of Financial Folly

About the Author
Raghuram G. Rajan is the Eric J. Gleacher Distinguished Service Professor of Finance at the University of Chicago Booth School of Business and former chief economist at the International Monetary Fund. He is the coauthor of "Saving Capitalism from the Capitalists: Unleashing the Power of Financial Markets to Create Wealth and Spread Opportunity" (Princeton).

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0 of 0 people found the following review helpful.
It’s easy to write a partisan manifesto outlining a left or ...
By Amazon Customer
In 2010 Raghuram Rajan set out to explain how structural instabilities in the global financial system led to the largest crisis in recent memory. With Fault Lines: How Hidden Fractures Still Threaten the World Economy he succeeded.

It’s easy to write a partisan manifesto outlining a left or right wing perspective of “what happened” in 2008 someone with no background in economics can understand and enjoy. It’s far trickier to write a balanced and accurate analysis for other economists. It’s comparatively impossible to write a balanced and accurate analysis someone with no background can both understand and find engaging. Rajan knocks it out of the park.

By using simple yet illustrative anecdotes and explanations (carefully chosen to illustrate the given phenomenon!) as stand-ins for complex economic theory, the current Governor of the Reserve Bank of India and former IMF Chief Economist morphs models into stories, and analysis into narrative as he brings to life the “fault lines” in the global financial system he famously warned of in 2005. Maligned at the time by many policymakers and academics, his speech proved prescient, and is now outlined for a broader audience to understand after the fact what he saw before.

Further, it illuminates how these factors are still generating risk in the financial sector today. With policymakers still too focused on basic factors (such as unemployment and inflation) in economic policy – instead of financial factors that exhibit highly dynamic and critical behavior – we are applying the wrong tools to the wrong target. This is exacerbated by the continued institutional misalignment of incentives in markets and political systems. Tying the present and past versions of these problems into a compelling narrative, Rajan explains how the same weaknesses culminating in the crisis of 2008 may strike again – then outlines both a set of fixes, and the roadblocks we should expect in their implementation.

Rajan proposes the interaction of an eclectic cocktail of factors ranging from economics and political science to psychology and education when constructing his explanation. The first of these is a credit expansion generated by the combination of inequality and short-term political incentives, while the rest of the book discusses factors that grew this expansion into vast imbalances then the largest crisis in recent memory.

Inequality has risen for decades. Accelerating technological development increased the need for high productivity workers above the capacity of an inadequate educational system to supply them, all while markets expanded due to Globalization. This led to an outsized portion of gains from growth to be accrued to these skilled workers at the upper end of the income distribution. With increased redistribution politically and financially costly, policymakers used a combination of populist measures aimed at expanding lending to the poor, and subtle arm-twisting of the closely tied financial sector to allow those left behind in income to “keep up” in consumption through increased (risky!) borrowing – especially for mortgages. Credit issuance was forced up and risk evaluations were forced down in a myopic attempt at placating the poor, distorting financial activity enough a tipping point was passed - tilting this initial expansion into a bubble, which fed on itself until large enough to tank the global financial sector.

International Trade and Financial flows – and therefore their role in the crisis - cannot be looked at in isolation. As developing countries became a larger part of the global economy, their export-led model required increased industrial country spending while generating excessive savings. The U.S. picked up the slack – partially through demand from the credit bubble, while developing countries searched for a safe place to park these savings – given domestic financial underdevelopment ruled out keeping it home. They found U.S. debt markets.

This insatiable appetite for safe U.S. debt by high-savings countries (emerging markets + Germany and Japan) was satisfied by turning these risky-mortgages into securities, as a misunderstanding of risk correlations in systemic events allowed them to be bundled and treated as “safe debt.” Flows into the U.S. from high foreign savings further eased already over-eased credit, increasing demand and strengthening the lethal combination of rising asset prices and falling risk assessments that builds into an irrational exuberance. Lowered risk brings inflows. Higher inflows increase asset (housing) values/credit issuance. Increased asset values and credit issuance often lowers risk evaluations through increased liquidity. Then lowered risk brings more inflows, and the cycle continues until it collapses.

This initial distortion may not have occurred were it not for idiosyncrasies within the U.S. political and economic system. Given the U.S.’s relatively weak safety net and cutthroat business environment, U.S. businesses and workers are (respectively) created/destroyed and hired/fired by the bundle relative to other countries. The result has been one of the world’s most flexible and innovative economic systems. In the recessions of the early 90s and 2000s this system sputtered, giving “jobless” recoveries to recessions. With the safety-net too weak to handle long-term unemployment (unlike European economies) the U.S. political system is highly sensitive to its presence. The Federal Reserve and Federal Government’s hands’ were forced.

A heavily stimulative monetary and fiscal response pushed interest rates down and deficits up. When financial markets have large credit growth or asset appreciation (present throughout this time), the resultant demand alone can encourage more risk-taking – begetting more credit growth, asset (housing) appreciation, and risk-taking that perpetuate the cycle. When outside factors such as large stimulus further increase demand, the vicious cycle accelerates. By dealing with unemployment instead of (well-masked) financial imbalances, policymakers piled on the growing bubble.

While mistakes by policymakers in generating, then failing to correct to, credit and asset imbalances bears the brunt of the blame in the early part of Rajan’s analysis, the financial sector itself is far from blameless. With earnings as the sole measure of professional success in the financial sector (unlike, say, teaching or engineering), maximizing self-worth, and therefore incentives (both monetary and non-monetary), purely centered on maximizing returns. This can be done by beating the market, or by taking on excessive risk then misevaluating it (knowingly or not) to masquerade as having beat the market. With risk related to large-scale movements manifesting rarely, it can be difficult to tell the two apart. Individual compensation mechanisms minimizing decision makers’ share in downside risk, and insufficient monitoring from deep-pocketed foreign investors made checks on reckless behavior minimal, and falling as the credit boom grew. After years of underrated systemic risk with losses pushed onto others, voices of moderation in the field were cast out as profit-killing pessimists. This culminated in mortgage companies pushing loans onto those completely unable to pay, which were bundled and sold as safe assets to investors unaware of their risk. The initial credit boom, already further inflated by other expansionary factors, was pushed beyond dangerous territory.

Given the linkage between financial markets and policy, it’s difficult to understand the behavior of financiers independent of the institutional structure they operated within. Low-rate policy put excessive pressure on financiers to generate returns by taking on high risk, while the implicit promise of bailouts from the government lowered the costs to doing so, eliminating the standard market mechanisms punishing those misevaluating risk. This combination acted as a taxpayer subsidy to the financial sector – money managers reaped the gains from risky investments knowing taxpayers were on the hook if the risk manifested. Corporate structure in the banking sector, misaligned to reward short-term benefits to shareholders over long-term benefits to society, exacerbated human fallibility associated with risk assessment by pushing incentives away from socially optimal behavior.

Reforming these incentives tops the list in Rajan’s proposed financial sector reforms. Human behavior is guided by incentives. Any attempt to change it must start there. Compensation structures focused on longer-term success, removing the implicit assumption of a bailout, and greater transparency of banks’ balance sheets will all increase the cost, thereby reducing the presence, of excessive risk-taking. One promising “in vogue” option – a new Federal Reserve policy tool to shift leverage or equity requirements counter-cyclically is left out. Absent this tool, monetary policy must acknowledge financial cycles then raise rates between recoveries – even at the cost of higher unemployment. Preventing institutions from becoming systemically important, while building buffers for when the system is stressed, requires avoiding government guarantees that drive excessive risk but still ensuring liquidity is available when needed – a difficult mechanism to design. Focusing on linkages, rather than institution size, and requiring the selling of instruments undertaking debt to equity conversions when stress thresholds are surpassed is a strong start.

If inequality resulting from an inadequate education system – and the use of credit to cover it up – sowed the seeds of the pre-crisis boom, expanding access to education must be part of the solution. This goes deeper than increasing funding to education. Most ills in modern society will not be solved with merely an increase in funding. Gaps between the richer and poorer of society begin early; children of poorer parents often fall behind both cognitively and socially due to a variety of socioeconomic factors. When these gaps grow, they often last a lifetime. Early childhood and low-income family targeted measures are essential. Increasing worker retraining and mobility (reducing barriers to relocation such as worker certification) while restructuring the safety net account for the need for lengthened (in a rule based system) benefits – but only in serious downturns – will reduce the anxiety that forces heavy stimulus and drives bubbles. Counter-intuitively, these expansions of benefits may then be likely to strengthen the government’s fiscal position by minimizing both the costly bust and fiscal response to it. Policy change of this nature though is easier said than done.

Higher hurdles stand in the way of international policy reform. Economists have always been aware the actions of countries are interconnected – in this case export-led high-savings countries flooded low-savings countries like the U.S. with liquidity, fueling credit booms then busts. However no mechanism exists to push net saving countries into increased spending to ease the burden of supplying global demand from industrial countries; indeed developing countries such as China and Vietnam argue a depreciated currency and export subsidies are necessary to grow in a world with built-in structural and first-mover advantages for industrial countries. Moderating capital flows presents even greater challenges; the integration of radically different financial cultures and institutions causes wires to cross with billions on the line. Investors seek to avoid this risk by using flighty short-term debt, allowing wild financial flows that generate these crises. Were a perfect solution available political actors are still hamstrung by domestic constituencies – at the cost of global financial stability. Pushing reforms constituents fear through a system from which entrenched interests benefit is a herculean task – and international institutions have little leverage. Rajan recounts his ill-fated pre-crisis series of globe trotting meetings to attempt just that as Chief Economist of the IMF.

Rajan illustrates how the complex interactions of politics and economics melded with institutional incentives and human nature to culminate in the Great Recession. By acknowledging the difficulty of policy reform amidst a nod to the validity of both partisan narratives, he avoids the blame game in favor of an even-keeled discussion of why the crisis happened with ideas to avoid the next. Fault Lines: How Hidden Fractures Still Threaten the World Economy deserves its award as the 2010 Financial Times/Goldman Sachs business book of the year.

0 of 0 people found the following review helpful.
Some excellent analysis, and some really shallow parts...
By Davis F. Taylor
I must confess, I stopped reading this book midway thru the 2nd chapter. Which is a pity, because there is much to recommend about Rajan's book, particularly his analysis of global capital flows and debt. And I was willing to overlook Rajan's predilections toward Chicago-school answers to the crisis. What made me stop reading was his facile approaches toward education and poverty in America. His analysis of the role of the supply and demand of educated workers would not pass college introductory economics (which I teach), and his assessment of the causes of poverty is a thinly veiled culture-of-poverty approach. I was hoping to use this book in an intermediate macroeconomics class (as the textbooks are embarrassingly short on the role of debt and the financial system in explaining the crisis), but I can't present and explain such facile material to students.

1 of 1 people found the following review helpful.
Analysis holds up well four years after publication
By MT57
I am working my way through every book about the financial crisis of 2007-09 and finally got around to this, although I was familiar from secondary sources with the first of his theses -- that the crisis was caused in part by pro-home-mortgage-indebtedness policies the federal government sponsored for decades, across multiple administrations, as a way to keep the middle class and working class content as globalization and other forces put downward pressure on their wages and salaries, a thesis supported by the recent book "House of Debt" which came out while I was reading this one. Having read a good deal of these books, I have developed my own views, which happen to coincide with Rajan's , not merely the aforementioned thesis regarding federal governmental distortion of housing finance, but the others developed in this book, specifically the role of other nations' economic policies leading them to keep a constant appetite for US debt instruments, and so I approached this favorably disposed, and I was not disappointed. This is quite an insightful and instructive book, and of course since it was published, the author has been appointed head of India's central bank, and also on record for having warned of excess risk in the financial system years before the crisis, so this is someone more than a mere academic whose views need to be taken seriously. Yet it is written in a very clear and non-technical manner. If it has any weakness, in fact, it is a little too non-technical, and a little too lacking in citations to supporting data (other books such as Guaranteed to Fail and House of Debt, however, contain supporting data. Toward the end he offers a fairly standard list of policy prescriptions (invest more in education, reduce consumption subsidies, reduce banking system risk, and so on), although my favorite was his call to finally fully privatize the GSE's, so that they are just E's, without the GS, which is long overdue.

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Minggu, 18 Juli 2010

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Thermal Deformation in Machine Tools, by Yoshimi Ito

Proven guidelines for reducing thermal deformation in machine tools

Written by global experts in the field of machine tool engineering, this authoritative work offers tested solutions for reducing thermal deformation in machine tools. Analytical expressions and design data for estimating the magnitude of generated heat and determining the thermal boundary condition are provided. The book presents remedies for decreasing thermal deformation from structural design and NC compensation technology. Computational methods for evaluating and estimating thermal behavior are also included in this detailed guide.

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  • Sales Rank: #2301911 in eBooks
  • Published on: 2010-07-22
  • Released on: 2010-07-22
  • Format: Kindle eBook

About the Author

Yoshimi Ito, Dr.Eng., CEng., FIET, is professor emeritus at the Tokyo Institute of Technology and past president of the Japan Society of Mechanical Engineers. The author of numerous engineering research papers and books, he is currently vice president of the Engineering Academy of Japan and a visiting professor at the Kanagawa Institute of Technology.

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